PM Kisan e-KYC Compliance and Verification Guide: Step-by-Step Online Authentication

Direct Benefit Transfer and Identity Verification

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme provides vital income support to landholding farmer families across India, disbursing Rs 6,000 annually in three equal quadrimestral installments directly into Aadhaar-seeded bank accounts.

To ensure that government subsidies reach authentic beneficiaries and prevent leakages, regulatory authorities established mandatory electronic Know Your Customer (e-KYC) verification for all enrolled recipients.

1. Why Mandatory e-KYC Was Implemented

As the scale of the Direct Benefit Transfer (DBT) system expanded to over 100 million farming families, automated data verification became essential:

• Eliminating Ghost Beneficiaries: Cross-verifying land records with identity registries ensures non-farmers or ineligible claimants cannot divert public funds.
• Taxpayer Exclusion Audit: Individuals who pay income tax or hold designated public offices are statutorily excluded from the scheme.
• Uninterrupted Fund Transfer: Inactive, un-seeded bank accounts frequently cause payment gateway failures, delaying installment credits.

2. Step-by-Step Online e-KYC Process (OTP-Based)

Beneficiaries with mobile numbers linked to their Aadhaar cards can complete verification online in minutes without visiting government offices:

1. Access the Official Portal: Navigate to the Farmers Corner section on the designated official government portal.
2. Select e-KYC: Click the eKYC option located on the primary navigation dashboard.
3. Enter Aadhaar Details: Input your 12-digit Aadhaar number and click Search.
4. Input Registered Mobile Number: Enter the mobile number linked with your Aadhaar registry.
5. Authenticate with OTP: Submit the 4-digit mobile verification code, followed by the 6-digit Aadhaar OTP received via SMS.
6. Confirmation: Upon successful validation, the system displays "eKYC is successfully submitted."

3. Biometric Verification at Common Service Centers (CSC)

For beneficiaries whose mobile numbers are not linked to Aadhaar or who experience authentication timeouts:

• Visit your local Common Service Center (CSC) or Village-Level Entrepreneur (VLE).
• Complete biometric fingerprint or iris scanning using authorized UIDAI biometric scanners.
• Ensure your primary bank account is actively seeded with the National Payments Corporation of India (NPCI) mapper to enable direct debit transfers.